Key Analytical Capabilities

RDRS supports the following core analytical features:

Rate on Line (RoL) Metrics

Standardized pricing metrics that express premium as a rate per unit of coverage, enabling comparison across policies of different sizes and structures. RoL calculations are documented with specific inputs by policy type and quality controls for outlier handling.

Pricing Comparables

Peer group analysis that allows users to compare pricing across similar assets and policies based on selected attributes such as asset type, geography, coverage structure, and property characteristics.

Pricing Factors

Machine learning-based attribution that quantifies how specific property characteristics, coverage options, and market factors contribute to observed RoL variation. Factor analysis uses XGBoost models with SHAP (SHapley Additive exPlanations) values to decompose pricing differences into interpretable components, answering not just what pricing is, but why it varies across comparable risks.